How Much Does Surrogacy Cost: A Breakdown for Intended Parents

It’s natural to feel overwhelmed by the details of a surrogacy journey. Our job at Surrogate Concierge is to streamline the process for you and add calm and clarity where possible. Our surrogate search service is well positioned to find you the best surrogate and to do so by empowering you with the right information along the way. 

One of the top (and most important questions) our case managers field from intended parents revolves around surrogacy cost.

While the surrogacy cost framework is layered and unique to each family’s circumstances, our answers include many of the same moving parts. Here’s what you need to know about surrogacy costs you may find in your journey. 

Surrogate Search Service Cost

Parents who choose to work with Surrogate Concierge are investing in a surrogate search service instead of working one on one with surrogacy agencies. They often tell us that they choose to invest with us because our model allows us to simultaneously lead an exhaustive search of more than 80+ surrogacy agencies. Our expert case managers understand how to take an intended parent's wishlist for the perfect surrogate and turn it into a shortlist of viable surrogates, all within 0 to 3 months.

Learn more about these surrogate search program options and costs.

A Surrogate’s Compensation 

A surrogate search is the first cost investment parents make into their surrogacy journey. Once they meet their perfect match, each family works with their new surrogacy agency to establish everything from a surrogate’s compensation to insurance packages. While the legal agreement between the intended parents and the surrogate will help outline a surrogate’s payment structure, the intended parents must add all funds to a frozen escrow account to set the agreement into motion. A surrogate’s compensation can range from $45,000 to $80,000, depending on location and experience. 

Insurance Cost 

It is not guaranteed that a surrogate will have insurance before meeting with the intended parents. Since insurance is explored on a case-by-case basis, it is not a given that the intended parents will incur the cost. For intended parents who are responsible for surrogate health and life insurance, the cost can range from $5,000 to $30,000. 

Medical Expenses 

Some families who choose a surrogate already have a donor egg and sperm they intend to use, while others are searching for a surrogate and donor eggs and sperm simultaneously. Each family’s unique circumstances and needs account for various emotional, financial, and time expenses. On average, intended parents may have to fund an IVF cycle and medications for a surrogate. This expense can start at $7,000 and vary based on location, medications, and procedures. 

Additional Expenses 

While surrogacy is well known to involve many medical touchpoints, it is also full of legal and relationship-based milestones. Intended parents will invest time and energy into building the relationship they envision with the surrogate of their choice. They will also have a village of experts—from doctors to lawyers—ready to ensure that the intended parents and the surrogate’s experiences are as seamless as possible. These additional fees can start at $15,000. 

Connecting You With the Perfect Surrogate Match

While looking at the line items of a surrogacy journey may feel overwhelming, it’s important to know exactly what you’re agreeing to when you fold a surrogate into your life. Our job at Surrogate Concierge is to help you find the perfect surrogate within your budget who will often exceed your expectations. We know that this investment is one our clients save for and hope for endlessly. We work diligently to ensure that we get it right as soon as possible so that you can move into the rest of your surrogacy journey with ease. 

If you’re considering surrogacy to build your family, take time to review these important questions every intended parent should ask before beginning the search for a surrogate. When you’re ready to move forward, our team is here to help. Request a private consultation today and take the first step toward building your family through surrogacy.